Loading PPE - 1 Solution Mortgage Software

Pricing & Proposal Engine

Smarter Pricing.
Stronger Proposals.
Better Loans.

1 Solution PPE helps mortgage brokers access live lender pricing, build accurate loan scenarios, and create professional proposals in minutes — all in one powerful workflow.

Save Hours

Eliminate manual work and repetitive tasks

More Accurate

Build precise scenarios and proposals

Close More Loans

Present better options and win faster

1 Solution Pricing and Proposal Engine

One Platform. Everything You Need.

Multiple Lenders

All lender pricing in one place

Smart Calculations

Taxes, fees, and payment breakdowns

Built for Accuracy

Reduce errors and improve confidence

Secure & Reliable

Enterprise-grade security you can trust

Access Anywhere

Cloud-based platform available 24/7

Why We Made

Why We Made It

Mortgage pricing was built for lenders, not brokers.
We built PPE to change that.

The Challenge Without 1 Solution

Too Much Time

Logging into multiple lender portals and reviewing rate sheets all day.

Scattered Information

Rates sheets, guidelines, fees, and adjustments are all over the place.

Manual & Error-Prone

Manual calculations and spreadsheets lead to mistakes and inconsistent scenarios.

Missing Opportunities

Many pricing engines only show lenders who pay to participate.

Complex Proposals

Building accurate proposals takes too long and drains productivity.

↓
✓ 1 Solution

We built Solution to bring all your lender pricing, fees, adjustments, and scenarios into one intelligent workflow. So you can save time, reduce errors, and create better proposals—faster.

All Pricing in One Place

Access the lenders you already work with in one centralized platform.

Daily Updates, Organized

Rate sheets, guidelines, overlays, and matrices are organized into one workflow.

Adjust What Matters

Adjust compensation, fees, overlays, and more to build accurate scenarios.

Compare with Confidence

Compare programs side by side and present the best options to borrowers.

Built for Mortgage Brokers

Designed to simplify your workflow so you can focus on what matters most.

★ Solution was built to help mortgage brokers work smarter, save time, and close more loans.
FEATURES

Everything You Need to Price Loans —
In One Platform

Run scenarios, compare rates, generate proposals, and
manage everything in one powerful system.

1. Loan Programs
& Pricing

  • Conventional Loans
  • Government Loans
  • Portfolio Loans
  • Live Rates

2. Scenario &
Analysis Tools

  • Scenario Builder
  • Rate Comparison
  • Scenario History
  • Scenario Requests

3. Smart Automation
& Accuracy

  • ZIP Lookup
  • Customization
  • MLO Comp
  • Price Verification
  • Rate Lock
  • Loan Submission

4. Client Communication
& Conversion

  • Proposal
  • Rate Alert
  • Rates Flyer
  • SMS & Email Sharing

5. Integration &
Lender Access

  • Lender Access
  • CRM Integration
  • Scenario Request

6. Export &
Reporting

  • Rate Sheet
  • Scenario History
★ Additional Features

Price Verification

Not sure if the price is real? Send it for expert verification by a real human.

Rate Lock

Request a rate lock and we’ll email the lender to lock the rate for you.

Loan Submission

Submit completed loan files directly from PPE to your processor.

HOW IT WORKS

Smart & Simple Loan Filtering
in 3 Easy Steps

We’ve simplified complex pricing engines into an easy 3-step process.
Enter the right information, hit search, and get instant, accurate results.

1

Loan Information

Set your loan parameters to get precise matching results from PPE.

▰Category TypeConventional, Government, Non-QM
▼Product TypeFannie Mae, Freddie Mac, FHA, VA, USDA & more
◎Loan PurposePurchase, Rate & Term, Cash-Out
▦Amount & LTVAutomated LTV calculation for accuracy
→
→
3

Property Information

Accurate loan matching based on detailed property information.

▦OccupancyPrimary, Second Home, Investment
⌂Property StructureSingle Family, Condo, PUD
⋮Property DetailsProperty type, number of units
⌖Location & CountyZIP auto-checks, loan limits, and tax rate
Instant Results

Get accurate pricing in seconds.

Accurate Matches

Smart matching for the best loan options.

Fewer Errors

Built-in validations ensure accuracy.

Save Hours

Automate the process and close more deals.

RESULTS

Real-Time Results. Smarter Decisions.

Access live lender results, compare options, view full pricing details,
and estimate payments — all in one place.

Eligible Lenders

102

Ready to match

Ineligible Lenders

30

Not a match

Last Updated

Hour ago

Real-time results

Customizations

2

Applied filters
Export Results ↓
Product Rate ⓘ APR ⓘ P&I Payment Closing Cost Final Number
2
15 Year Fixed

XYZ Lending Group Approved

★★★★☆
5.875%Points: 0.125 5.956% $2,456Total: $2,456 $7,200 $5,331 ›
3
7/6 ARM

Premier Home Loans Preferred

★★★★☆
6.125%Points: 0.375 6.212% $2,412Total: $2,412 $6,100 $4,712 ›
‹ 1 2 3 ... 5 ›
PRICING DETAILS

Transparent Pricing. Clear Results.

Every detail you need, all in one place.

All Fees Included

Escrow, title, PMI, and other third-party fees are built right into PPE. You can see them instantly in your pricing, and customize it your way.

Smart Pricing & Adjustments

Our PPE engine applies smart adjustments based on credit score, property type, occupancy, and more.

Rate Lock Periods

Rate lock periods protect your interest rate from market changes. Shorter locks may offer better pricing.

Escrow Fees $350
Title Fees $575
PMI $93/mo
FICO Adjustment +0.125% Credit Score Impact
Property Adj. +0.250% Property Type
State Adjustment -0.125% State Factor
30 Day 7.125% QM
60 Day 6.875% QM
90 Day 6.375% NON-QM
✓

QM (Qualified Mortgage)

  • Meets ability-to-repay requirements
  • Safe harbor from legal challenges
  • Lower risk for lenders
  • Better pricing available
✕

NON-QM (Non-Qualified)

  • Higher loan amounts allowed
  • Flexible documentation options
  • Alternative income verification
  • Higher rates/fees may apply
ESTIMATED MONTHLY PAYMENT

A complete breakdown of your estimated payment.

P&I Core Payment
$2,561
+
Insurance Hazard
$75
+
Taxes Property
$461
+
PMI Required
$93
Total Monthly Payment $3,190

Monthly

PPE total control and flexibility
POWER & FLEXIBILITY

Total Control.
Maximum Flexibility.

From compensation structures to multi-branch setups and built-in fee calculations, PPE adapts to the way you run your business. Everything is adjustable. Everything is connected. Everything is powerful.

Run Every Compensation Scenario

Price loans as lender paid, borrower paid, or correspondent. Switch between options in seconds and compare results side by side. PPE gives you full control so you can choose the setup that works best for your deal.

Multi-Branch & Multi-Company Pricing

Set different branches with their own comp plans and run pricing across multiple lenders. PPE shows all rates side by side so you can compare, adjust, and choose the best option quickly.

MLO Compensation

Built-in Mortgage Loan Officer compensation is fully transparent and compliant with all regulations. Once set, the compensation based on your configured BPS will be reflected automatically inside PPE.

READY TO GET STARTED?

Start Running Your Mortgage Business the Right Way

All-in-one platform designed to simplify your workflow, increase productivity, and help you close more loans.

Save Time

Automate tasks and streamline your workflow.

Close More Loans

Get better visibility and move faster.

Stay Compliant

Built-in compliance tools keep you audit-ready.

Scale Effortlessly

Grow your business with confidence.

1 Solution mortgage platform
01 Proposal How quickly can I generate a mortgage proposal?

With our PPE, you can generate a complete, branded mortgage proposal in seconds after entering the basic scenario details.

02 Property How does the ZIP code lookup work for property details?

When you enter a ZIP code, the system identifies the county, pulls loan limits, and estimates property taxes based on location.

03 Comparison Can I compare multiple loan products side-by-side?

Yes, you can compare multiple loan products and generate a detailed comparison to help your client choose the best option.

04 Rate Alerts How do rate alerts work?

You can set a target rate, and the system monitors the market. When the target is reached, notifications can be sent by email or SMS.

05 QM Status What does the QM status indicator mean?

QM status helps show whether a scenario meets standard Qualified Mortgage criteria or may require a non-QM option.

06 Platform What is 1 Solution and how can it help my mortgage business?

1 Solution is an all-in-one mortgage platform that combines PPE, LOS, CRM, e-sign, marketing, and communication tools.

07 Training Is training provided for new users?

Yes, onboarding support, 1-on-1 sessions, and video tutorials are available to help new users get started smoothly.

08 Access Can I use 1 Solution from my phone or tablet?

Yes. 1 Solution is cloud-based and accessible from desktop, tablet, or mobile devices with an internet connection.

09 Communication Do I need multiple tools for communication?

No. Communication tools like email, SMS, calls, chat, and video messaging can work inside one connected platform.

10 Data What if I already have a list of clients?

You can bulk upload your client list using an Excel template and sync the data with CRM, PPE, and marketing tools.